Contractor & Construction Insurance Colorado Springs

Specialized Insurance for Colorado Springs Contractors

Comprehensive insurance coverage for contractors and construction businesses in Colorado Springs. We protect general contractors, builders, remodelers, electricians, plumbers, HVAC technicians, roofers, and specialty trades with customized policies including general liability, workers compensation, commercial auto insurance, tools and equipment coverage, builders risk insurance, and professional liability (E&O). As an independent insurance agent, we compare quotes from multiple top-rated carriers to find the best coverage at competitive rates. Serving Colorado Springs construction professionals with local expertise and personalized service. Get your free contractor insurance quote - call Main Street Insurance at (719) 309-6439.

Contractor insurance in Colorado Springs: GL, WC, auto, tools, and jobsite risk

Colorado Springs contractors usually need more than a single policy. A practical contractor program often combines:

  • General liability for jobsite bodily injury and property damage claims

  • Workers’ compensation for employees (and clarity on owner/officer elections)

  • Commercial auto for work trucks, trailers, and jobsite travel — including hired/non-owned auto when employees use personal vehicles for work

  • Inland marine / tools and equipment coverage for tools, machinery, and equipment that move between shops, trucks, and jobsites

  • Builders risk or installation floaters when the job requires them

  • Subcontractor risk controls - certificates from subs, additional insured wording, and contract insurance requirements

As an independent agency, we compare multi-carrier options and help you match the certificate language general contractors and property owners ask for. We help active clients issue or update certificates of insurance (COIs) when a GC or project owner needs proof quickly. Call (719) 309-6439 or start a quote at /get-a-quote.